Living in Kobe, Japan
Kobe is a large coastal city in Hyōgo, Japan (1 to 5 million people in the city proper). It has a mild climate, averaging 16°C over the year with about 1,265 mm of rain. We estimate a couple needs about €3,380 a month to live centrally, and Japan sits in our high tax tier. For foreigners, long-term residency in Japan is possible, with conditions.
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- Est. cost
- €3,380
- a month for a couple
- Tax tier
- High
- personal income tax
- Climate
- 16°C
- 1,265 mm rain a year
- Size
- Large
- 1 to 5 million people
- Safety
- 80/100
- country-level
- Internet
- ~160 Mbps
- median fixed broadband
- Residency
- Possible, with conditions
- for most foreigners
What stands out about Kobe
- Stronger healthcare than 96% of the cities we compare
- Safer than 95% of the cities we compare
- On or near the sea
Healthcare
Japan scores 80 out of 100 for healthcare, stronger than 96% of the cities we compare.
Source: Our own country-level healthcare estimate (0 to 100), shared by every city in Japan.
Safety and stability
Japan scores 80 out of 100 on safety, safer than 95% of the cities we compare. Its EIU Democracy Index score is 8.4 out of 10.
Source: Our own country-level safety estimate (0 to 100, higher is safer), shared by every city in Japan. Stability: EIU Democracy Index.
Taxes
Japan sits in our high tax tier: high personal income tax. We use three tiers (zero or very low, low to medium, high) and apply them to every city in the country.
Taxes are a dealbreaker filter in OurNextCity: a couple who caps tax at low to medium will not see Kobe in their results.
Source: OurNextCity tax tiers, assigned by hand from each country's top marginal personal income tax rate and overall tax reputation, with no fixed rate cut-offs. Country-level and coarse by design; not tax advice.
Residency and visas
Possible, with conditions. Realistic long-term residency runs through employer-sponsored work visas and the points-based Highly Skilled Professional track (which can fast-track permanent residence), or the self-funded Business Manager route for entrepreneurs; Japan has no passive-income or retirement visa, since its means-based Long Stay status is capped at twelve months, is non-renewable, and does not count toward residency.
The cheapest self-funded routes we track for Japan:
- Investment: about $188k (Japan Business Manager visa, JPY 30,000,000 paid-in capital (raised six-fold from JPY 5M effective 16 Oct 2025); converted at JPY/USD 0.006253 (Wise, Jun 2026); as of June 2026)
For short visits, 71 of 198 passports can enter visa-free, 7 can get an e-visa or visa on arrival and 120 need a visa in advance.
Source: OurNextCity residency dataset, hand-reviewed approximations researched against published immigration rules, figures as of June 2026. Not legal advice: check the official source before you apply. Short-stay entry from the passport-index dataset (ilyankou, MIT).
Cost of living
We estimate a couple needs about €3,380 a month to live centrally in Kobe, 24% above the €2,729 median across the 900 cities we compare. That makes it more affordable than 28% of them.
Source: OurNextCity model: a country-level cost index (New York = 100) scaled up for larger cities. An estimate for comparing cities, not a budget.
Climate
Kobe averages 16°C across the year with about 1,265 mm of rain, which makes it mild and wet. It is warmer than 36% of the 1225 cities we track, and it sits on the coast.
Source: Temperature from the Open-Meteo historical weather archive, daily means for 2019 to 2023; rainfall from TerraClimate (University of Idaho) 1991 to 2020 normals. Annual averages; monthly breakdowns are not in our dataset yet.
Language and culture
Main languages: Japanese. English proficiency: limited. Social openness scores 80 out of 100.
Source: EF English Proficiency Index (country-level); social openness is our secularism and tolerance composite.
Internet and remote work
Median fixed broadband in Japan runs at about 160 Mbps, faster than 56% of the cities we compare.
Source: Ookla Speedtest Global Index, median fixed broadband download speed, country-level.
Questions couples ask about Kobe
Is Kobe a good place to live for couples?
It depends on what the two of you weigh most. Compared with the other cities we track, Kobe scores well on safety, healthcare, political stability and social openness. It is weaker on affordability. Expect a mild, wet climate (16°C average). OurNextCity has each partner answer 12 questions privately, then ranks Kobe and 914 other cities for both of you at once.
How much does it cost a couple to live in Kobe?
We estimate about €3,380 a month for a couple living centrally, 24% above the €2,729 median across the cities we compare. It is a model estimate from a country-level cost index adjusted for city size, so use it to compare cities rather than to set a budget.
What are taxes like in Kobe?
Japan is in our high tax tier (high personal income tax). Tiers are country-level and deliberately coarse: zero or very low, low to medium, and high. Couples who make low or medium tax a must-have will not see Kobe in their results.
Can foreigners live in Japan long term?
Our assessment: possible, with conditions. Realistic long-term residency runs through employer-sponsored work visas and the points-based Highly Skilled Professional track (which can fast-track permanent residence), or the self-funded Business Manager route for entrepreneurs; Japan has no passive-income or retirement visa, since its means-based Long Stay status is capped at twelve months, is non-renewable, and does not count toward residency. The cheapest self-funded routes we track: investment, about $188k (as of 2026-06).
What is the weather like in Kobe?
Kobe averages 16°C across the year with about 1,265 mm of rain, which makes it mild and wet. It is warmer than 36% of the cities we track.
Cities like Kobe
Closest matches in other countries across climate, size, coast, cost, safety, healthcare, internet, language and politics.
Near Kobe
Moving to Japan as a couple
Entry, residency, taxes and costs for a couple who both hold one of these passports.