Köln vs Munich for couples

Köln and Munich are both in Germany, about 456 km apart. Every figure below comes from the data behind our city pages: an estimated monthly cost for a couple, tax tier, annual climate, safety, healthcare, internet speed, language and residency rules.

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Side by side

FactorKölnMunich
CountryGermanyGermany
SizeLarge: 1 to 5 million peopleLarge: 1 to 5 million people
SettingInlandInland
Est. cost for a couple€3,665 a month€3,722 a month
Tax tierHigh taxHigh tax
Average temperature12°C10°C
Rainfall784 mm a year940 mm a year
Safety65 / 10065 / 100
Healthcare79 / 10079 / 100
Internet (median fixed)~90 Mbps~90 Mbps
Main languagesGermanGerman
EnglishGood EnglishGood English
Long-term residencyComparatively openComparatively open
Self-funded income routeFrom $1,270 a monthFrom $1,270 a month
Visa-free short visits93 of 198 passports93 of 198 passports

Source: the datasets behind our city pages. Cost is our model estimate (a country-level cost index scaled for city size); tax tiers are assigned by hand from each country's top marginal income tax rate and overall tax reputation; temperature from the Open-Meteo archive (2019 to 2023 averages); rainfall from TerraClimate (1991 to 2020 normals); safety and healthcare are our own country-level estimates; internet from the Ookla Speedtest Global Index; English from the EF English Proficiency Index; residency from our hand-reviewed residency dataset (not legal advice); short-stay entry from the passport-index dataset.

Factor by factor

Cost of living

Close on cost: we estimate about €3,665 a month for a couple living centrally in Köln and €3,722 in Munich.

Taxes

Same country, same tax: Germany is in our high tax tier.

Climate

Köln is 2°C warmer on average over the year: 12°C against 10°C in Munich. Köln is drier, with about 784 mm of rain a year against 940 mm in Munich (17% less).

Safety

Our safety score is country-level, so both cities get the same 65 out of 100.

Healthcare

Our healthcare score is country-level, so both cities get the same 79 out of 100.

Internet

Our broadband figure is country-level: about 90 Mbps median fixed download in both.

Language

Main languages in both: German. English proficiency is rated the same in both: good English.

Residency and visas

Same country, same rules: long-term residency in Germany is rated comparatively open, with a self-funded route from about $1,270 a month in income.

Which one fits a couple

As two cities in Germany, Köln and Munich share every country-level figure, and no factor we score puts either clearly ahead. What sets them apart: Köln is 2°C warmer on average (12°C against 10°C); Munich is wetter, with 940 mm of rain a year against 784 mm; Munich has more people in the city proper, though both are large (1 to 5 million people). They are 456 km apart.

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