Where to live in Bermuda
We track one city in Bermuda: Hamilton. It averages 22°C over the year. We estimate a couple needs €3,840 a month to live centrally. Bermuda sits in our zero or very low tax tier. For foreigners, long-term residency is hard to obtain.
12 questions, about 4 minutes, no account needed. Taking the quiz is free, and so is seeing your #1 city. Full results for both of you are a one-time US$12 (€12 in Europe).
- Tax tier
- Zero or very low
- Little to no personal income tax
- Languages
- English
- English everywhere
- Safety
- 80/100
- country-level
- Healthcare
- 78/100
- country-level
- Internet
- ~150 Mbps
- median fixed broadband
The city we track
| City | Size | Setting | Avg temp | Rain a year | Est. cost a month |
|---|---|---|---|---|---|
| Hamilton | smaller | coastal | 22°C | 1,490 mm | €3,840 |
Source: City size from GeoNames, temperature from the Open-Meteo archive (2019 to 2023 averages), rainfall from TerraClimate (1991 to 2020 normals), coast distance from Natural Earth. Cost is our model estimate for a couple living centrally.
Taxes
Bermuda sits in our zero or very low tax tier: little to no personal income tax. The tier applies to every city here, and couples who cap tax below it will not see these cities in their results.
Source: OurNextCity tax tiers, assigned by hand from each country's top marginal personal income tax rate and overall tax reputation, with no fixed rate cut-offs. Coarse by design; not tax advice.
Residency and visas
Hard to obtain. Indefinite residency realistically comes only via the Economic Investment (Residential) Certificate route; a renewable annual residence permit lets self-funded remote workers live there but bars local work and is not permanent.
The cheapest self-funded routes we track for Bermuda:
- Investment: about $2.5M (Economic Investment Residential Certificate (EIRC), minimum BM$2.5 million (BMD pegged 1:1 to USD), one-time qualifying investment maintained for 5 years; as of June 2026)
Source: OurNextCity residency dataset, hand-reviewed approximations researched against published immigration rules, figures as of June 2026. Not legal advice: check the official source before you apply. Short-stay entry from the passport-index dataset (ilyankou, MIT).