Where to live in Gibraltar
We track one city in Gibraltar: Gibraltar. It averages 19°C over the year. We estimate a couple needs €3,190 a month to live centrally. Gibraltar sits in our low to medium tax tier. For foreigners, long-term residency is possible, with conditions.
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- Tax tier
- Low to medium
- Moderate personal income tax
- Languages
- English
- English everywhere
- Safety
- 82/100
- country-level
- Healthcare
- 75/100
- country-level
- Internet
- ~100 Mbps
- median fixed broadband
The city we track
| City | Size | Setting | Avg temp | Rain a year | Est. cost a month |
|---|---|---|---|---|---|
| Gibraltar | smaller | coastal | 19°C | 662 mm | €3,190 |
Source: City size from GeoNames, temperature from the Open-Meteo archive (2019 to 2023 averages), rainfall from TerraClimate (1991 to 2020 normals), coast distance from Natural Earth. Cost is our model estimate for a couple living centrally.
Taxes
Gibraltar sits in our low to medium tax tier: moderate personal income tax. The tier applies to every city here, and couples who cap tax below it will not see these cities in their results.
Source: OurNextCity tax tiers, assigned by hand from each country's top marginal personal income tax rate and overall tax reputation, with no fixed rate cut-offs. Coarse by design; not tax advice.
Residency and visas
Possible, with conditions. Realistic long-term residency runs through Category 2 high-net-worth tax status or HEPSS for high earners holding a specialist job, alongside employer-sponsored work permits, while the self-sufficiency route has been closed to new non-pensioner applicants since 2022.
The cheapest self-funded routes we track for Gibraltar:
- Investment: about $2.7M (Category 2 (Cat 2) high-net-worth residency requires demonstrated worldwide net worth in excess of GBP 2,000,000, converted at GBP/USD 1.345 (June 2026); as of June 2026)
Source: OurNextCity residency dataset, hand-reviewed approximations researched against published immigration rules, figures as of June 2026. Not legal advice: check the official source before you apply. Short-stay entry from the passport-index dataset (ilyankou, MIT).