Where to live in Malta
We track one city in Malta: Valletta. It averages 20°C over the year. We estimate a couple needs €3,108 a month to live centrally. Malta sits in our low to medium tax tier. For citizens from outside the EU, EEA and Switzerland, long-term residency is comparatively open.
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- Tax tier
- Low to medium
- Moderate personal income tax
- Languages
- Maltese, English
- Good English
- Safety
- 78/100
- country-level
- Healthcare
- 76/100
- country-level
- Internet
- ~130 Mbps
- median fixed broadband
The city we track
| City | Size | Setting | Avg temp | Rain a year | Est. cost a month |
|---|---|---|---|---|---|
| Valletta | smaller | coastal | 20°C | 504 mm | €3,108 |
Source: City size from GeoNames, temperature from the Open-Meteo archive (2019 to 2023 averages), rainfall from TerraClimate (1991 to 2020 normals), coast distance from Natural Earth. Cost is our model estimate for a couple living centrally.
Taxes
Malta sits in our low to medium tax tier: moderate personal income tax. The tier applies to every city here, and couples who cap tax below it will not see these cities in their results.
Source: OurNextCity tax tiers, assigned by hand from each country's top marginal personal income tax rate and overall tax reputation, with no fixed rate cut-offs. Coarse by design; not tax advice.
Residency and visas
Comparatively open, for people from outside the EU, EEA and Switzerland. Malta offers clear routes for applicants with means: the income-based Nomad Residence Permit for remote workers, the investor Malta Permanent Residence Programme for permanent residence, and the tax-based Global Residence Programme.
Citizens of the EU, EEA and Switzerland have freedom-of-movement or simplified residency rights here.
The cheapest self-funded routes we track for Malta:
- Income: about $4,065 a month (Malta Nomad Residence Permit, EUR 42,000/yr gross active professional income (EUR 3,500/mo); converted at EUR 1 = USD 1.1614 (ECB 2026-06-03); as of June 2026)
- Investment: about $581k (Malta Permanent Residence Programme (MPRP), requires proof of EUR 500,000 capital (incl EUR 150,000 financial) plus ~EUR 99,000 in government contribution, administrative fee and NGO donation; cheapest path leases property at EUR 14,000/yr; converted at EUR 1 = USD 1.1614 (ECB 2026-06-03); as of June 2026)
For short visits, 93 of 198 passports can enter visa-free and 105 need a visa in advance.
Source: OurNextCity residency dataset, hand-reviewed approximations researched against published immigration rules, figures as of June 2026. Not legal advice: check the official source before you apply. Short-stay entry from the passport-index dataset (ilyankou, MIT).