Where to live in South Africa

We track 6 cities in South Africa: Bloemfontein, Cape Town, Durban, Gqeberha, Johannesburg and Pretoria. Average temperatures run from 16°C to 21°C. We estimate a couple needs €2,350 to €2,599 a month to live centrally. South Africa sits in our high tax tier. For foreigners, long-term residency is possible, with conditions.

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Tax tier
High
High personal income tax
Languages
English, Afrikaans, Zulu
Some English
Safety
30/100
country-level
Healthcare
55/100
country-level
Internet
~50 Mbps
median fixed broadband

The 6 cities we track

CitySizeSettingAvg tempRain a yearEst. cost a month
Bloemfonteinmid-sizedinland17°C491 mm€2,350
Cape Townlargecoastal17°C592 mm€2,529
Durbanlargecoastal21°C951 mm€2,499
Gqeberhalargecoastal18°C585 mm€2,403
Johannesburgmajorinland16°C721 mm€2,599
Pretorialargeinland18°C665 mm€2,461

Source: City size from GeoNames, temperature from the Open-Meteo archive (2019 to 2023 averages), rainfall from TerraClimate (1991 to 2020 normals), coast distance from Natural Earth. Cost is our model estimate for a couple living centrally.

Taxes

South Africa sits in our high tax tier: high personal income tax. The tier applies to every city here, and couples who cap tax below it will not see these cities in their results.

Source: OurNextCity tax tiers, assigned by hand from each country's top marginal personal income tax rate and overall tax reputation, with no fixed rate cut-offs. Coarse by design; not tax advice.

Residency and visas

Possible, with conditions. Long-term residency is realistic via the Retired Person's Visa (guaranteed pension/annuity income), the Critical Skills Visa (no capital, for in-demand occupations), the Financially Independent Permit (net-worth-based PR), or the Business Visa (capital invested in a local business), though Home Affairs processing is slow and a pending White Paper may tighten thresholds.

The cheapest self-funded routes we track for South Africa:

  • Income: about $2,271 a month (South Africa Retired Person's Visa, ZAR 37,000/mo guaranteed pension/annuity income, single applicant (USD/ZAR 16.29, Wise mid-market 2026-06-03); as of June 2026)
  • Investment: about $307k (South Africa Business Visa, ZAR 5,000,000 one-time capital invested in a business; cheaper than the ZAR 12m Financially Independent Permit net-worth route (USD/ZAR 16.29, Wise mid-market 2026-06-03); as of June 2026)

For short visits, 86 of 198 passports can enter visa-free, 32 can get an e-visa or visa on arrival and 80 need a visa in advance.

Source: OurNextCity residency dataset, hand-reviewed approximations researched against published immigration rules, figures as of June 2026. Not legal advice: check the official source before you apply. Short-stay entry from the passport-index dataset (ilyankou, MIT).

Moving here from

What our data says for a couple who both hold one of these passports: entry, residency, taxes, costs and the cities that rank first.

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