Moving to Monaco from the US

Our residency index: 80/100, comparatively open. It is our own rating of how realistic long-term residency in Monaco is for US citizens, based on the routes Monaco publishes. Long-term residency comes through demonstrating self-sufficiency (a Monaco bank deposit, or local employment/business income, or support from a resident family member) plus securing local accommodation; there is no quota, lottery, or skilled-worker track, so a wealthy applicant who can fund the bar is reliably admitted.

The cheapest self-funded routes we track:

• Investment: about $581k (Monaco residence via the savings route, AMAF common threshold of EUR 500,000 held in a Monaco bank since 2017 (the funds stay in your account); converted at EUR/USD 1.1629 on 2026-06-02; as of June 2026)

Check the official requirements before you apply: amounts, conditions and exchange rates change, and what a couple needs can differ from a single applicant's threshold.

For short visits, US passport holders can visit visa-free for up to 90 days, according to the passport-index dataset. Short-stay entry covers visits; living there takes a residence permit.

Ranked by our match model for a typical couple who both hold US passports, using the preset answers of our best places to live list. Your own answers would change the order. We pick the cities, up to five, by how often English Wikipedia readers looked them up over the past year.

1. 1

   1. Monaco

   82% match

   Est. cost

   €4,088/mo

   Avg temp

   17°C

   Safety index

   90/100

Our estimate for a couple living centrally in Monaco is €4,088 a month. For comparison, we estimate €4,640 a month in New York City. Use these figures to compare places rather than to set a budget.

Monaco is in our zero or very low tax tier (little to no personal income tax); the US is in our low to medium tax tier (moderate personal income tax). Tiers describe each country's own income tax. They do not cover tax you may still owe in the US after you leave, or the treaty between the two countries, so check both with a tax adviser before you move.

• Best cities to live in with zero or very low income tax

• Moving to Monaco from the UK
• Moving to Monaco from Canada
• Moving to Monaco from Australia
• Moving to Monaco from Ireland
• Moving to Monaco from New Zealand

Every country and origin we cover

Every figure here comes from the datasets behind our city and country pages:

• Short-stay entry: the passport-index dataset (ilyankou, MIT license), which records the entry rule for short visits on each passport.
• Residency index, routes and thresholds: the OurNextCity residency dataset, hand-reviewed against published immigration rules, figures as of June 2026. It is a summary, not legal advice.
• City ranking: our match model, the one behind the quiz, run with a typical couple's preset answers and both partners holding US passports. It ranks up to five of the country's best-known cities: of the cities in our quiz (100,000 people or more, capitals and a few towns movers seek out, such as Faro), the five most read about on English Wikipedia over the past year. It folds suburbs into their main city and leaves out countries with a residency index under 40 and areas under a US State Department Level 4 advisory, as our best-cities lists do.
• Costs: our cost model, a country-level cost-of-living index scaled for city size, from our city dataset (last rebuilt June 2026).
• Tax tiers: three coarse bands we assign by hand from each country's top marginal personal income tax rate and overall tax reputation.