Moving to Germany from New Zealand

New Zealand passport holders can visit Germany visa-free for up to 90 days, but living there takes a residence permit. The self-funded residency routes we track start at an income of about $1,270 a month, and our residency index rates Germany 72/100 for New Zealand citizens (comparatively open). We estimate €3,563 a month for a couple living centrally in Nuremberg and €3,844 in Berlin. Germany is in our high tax tier. Check the official requirements before you apply.

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Short stays
Visa-free 90 days
New Zealand passport
Residency
72/100
Comparatively open, our index
Tax tier
High
High personal income tax
Est. cost for two
From €3,563/mo
Nuremberg, our estimate

Living there long term

Our residency index: 72/100, comparatively open. It is our own rating of how realistic long-term residency in Germany is for New Zealand citizens, based on the routes Germany publishes. Germany's realistic long-term routes are skilled employment (EU Blue Card or skilled-worker visa with an employer) and the points-based Opportunity Card to job-search then settle; there is no golden-visa or passive-income retirement route, and EUR was converted at about 1.16 USD/EUR.

The cheapest self-funded routes we track:

  • Income: about $1,270 a month (Germany Opportunity Card (Chancenkarte) sufficient-means / blocked account (Sperrkonto), EUR 1,091/mo (EUR 13,092/yr) as of 2026; as of June 2026)

Check the official requirements before you apply: amounts, conditions and exchange rates change, and what a couple needs can differ from a single applicant's threshold.

For short visits, New Zealand passport holders can visit visa-free for up to 90 days, according to the passport-index dataset. Short-stay entry covers visits; living there takes a residence permit.

Source: OurNextCity residency dataset, hand-reviewed approximations researched against published immigration rules, figures as of June 2026. Not legal advice: check the official source before you apply. Short-stay entry from the passport-index dataset (ilyankou, MIT).

Where in Germany to start

Ranked by our match model for a typical couple who both hold New Zealand passports, using the preset answers of our best places to live list. Your own answers would change the order. We pick the cities, up to five, by how often English Wikipedia readers looked them up over the past year.

  1. 1. Köln

    78% match
    Est. cost
    €3,665/mo
    Avg temp
    12°C
    Safety index
    65/100

  2. 2. Nuremberg

    77% match
    Est. cost
    €3,563/mo
    Avg temp
    10°C
    Safety index
    65/100

  3. 3. Hamburg

    75% match
    Est. cost
    €3,762/mo
    Avg temp
    11°C
    Safety index
    65/100

  4. 4. Munich

    75% match
    Est. cost
    €3,722/mo
    Avg temp
    10°C
    Safety index
    65/100

  5. 5. Berlin

    75% match
    Est. cost
    €3,844/mo
    Avg temp
    11°C
    Safety index
    65/100

Cost of living for two

Our estimate for a couple living centrally runs from €3,563 a month in Nuremberg to €3,844 in Berlin. For comparison, we estimate €3,812 a month in Auckland. Use these figures to compare places rather than to set a budget.

Source: our cost model: a country-level cost-of-living index scaled for city size, from our city dataset (last rebuilt June 2026). An estimate, not a survey of current prices.

Taxes

Germany is in our high tax tier (high personal income tax); New Zealand is in our low to medium tax tier (moderate personal income tax). Tiers describe each country's own income tax. They do not cover tax you may still owe in New Zealand after you leave, or the treaty between the two countries, so check both with a tax adviser before you move.

Source: OurNextCity tax tiers, assigned by hand from each country's top marginal personal income tax rate and overall tax reputation, with no fixed rate cut-offs. Coarse by design; not tax advice.

Compare cities in Germany

Lists with cities in Germany

Moving to Germany from elsewhere

Every country and origin we cover

How we built this page

Every figure here comes from the datasets behind our city and country pages:

  • Short-stay entry: the passport-index dataset (ilyankou, MIT license), which records the entry rule for short visits on each passport.
  • Residency index, routes and thresholds: the OurNextCity residency dataset, hand-reviewed against published immigration rules, figures as of June 2026. It is a summary, not legal advice.
  • City ranking: our match model, the one behind the quiz, run with a typical couple's preset answers and both partners holding New Zealand passports. It ranks up to five of the country's best-known cities: of the cities in our quiz (100,000 people or more, capitals and a few towns movers seek out, such as Faro), the five most read about on English Wikipedia over the past year. It folds suburbs into their main city and leaves out countries with a residency index under 40 and areas under a US State Department Level 4 advisory, as our best-cities lists do.
  • Costs: our cost model, a country-level cost-of-living index scaled for city size, from our city dataset (last rebuilt June 2026).
  • Tax tiers: three coarse bands we assign by hand from each country's top marginal personal income tax rate and overall tax reputation.