Liverpool vs Utrecht for couples

Liverpool, in the United Kingdom, and Utrecht, in the Netherlands, are about 564 km apart. Every figure below comes from the data behind our city pages: an estimated monthly cost for a couple, tax tier, annual climate, safety, healthcare, internet speed, language and residency rules. Utrecht leads on safety, healthcare and internet speed.

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Side by side

Factor	Liverpool	Utrecht
Country	United Kingdom	Netherlands
Size	Mid-sized: 250,000 to 1 million people	Mid-sized: 250,000 to 1 million people
Setting	Coastal	Near the coast
Est. cost for a couple	€3,841 a month	€3,755 a month
Tax tier	High tax	High tax
Average temperature	11°C	11°C
Rainfall	780 mm a year	846 mm a year
Safety	56 / 100	72 / 100
Healthcare	74 / 100	80 / 100
Internet (median fixed)	~110 Mbps	~180 Mbps
Main languages	English	Dutch, English
English	English everywhere	English everywhere
Long-term residency	Possible, with conditions	Possible, with conditions
Self-funded income route	None tracked	None tracked
Visa-free short visits	35 of 198 passports	93 of 198 passports

Source: the datasets behind our city pages. Cost is our model estimate (a country-level cost index scaled for city size); tax tiers are assigned by hand from each country's top marginal income tax rate and overall tax reputation; temperature from the Open-Meteo archive (2019 to 2023 averages); rainfall from TerraClimate (1991 to 2020 normals); safety and healthcare are our own country-level estimates; internet from the Ookla Speedtest Global Index; English from the EF English Proficiency Index; residency from our hand-reviewed residency dataset (not legal advice); short-stay entry from the passport-index dataset.

Factor by factor

Cost of living

Close on cost: we estimate about €3,841 a month for a couple living centrally in Liverpool and €3,755 in Utrecht.

Taxes

A tie: the United Kingdom and the Netherlands both sit in our high tax tier.

Climate

Both average 11°C over the year. Rainfall is similar: about 780 mm a year in Liverpool and 846 mm in Utrecht.

Safety

Utrecht is the safer pick: the Netherlands scores 72 out of 100 on safety, 16 points above the United Kingdom (56).

Healthcare

Utrecht has the stronger healthcare: the Netherlands scores 80 out of 100 on healthcare, 6 points above the United Kingdom (74).

Internet

Utrecht has faster home internet: about 180 Mbps median fixed download against about 110 Mbps in Liverpool.

Language

Main languages: English in Liverpool; Dutch, English in Utrecht. English proficiency is rated the same in both: English everywhere.

Residency and visas

Both are rated possible, with conditions for long-term residency. For short visits, 35 of 198 passports can enter the United Kingdom visa-free and 93 can enter the Netherlands.

Which one fits a couple

On the factors we measure, Utrecht leads on safety (72 against 56 out of 100), healthcare (80 against 74 out of 100) and internet speed (180 Mbps against 110 Mbps), and Liverpool leads on none of them. What our data does not cover can still tip it toward Liverpool: jobs, family nearby, or simply which one each of you prefers after a visit.

Both are mid-sized cities, but Liverpool is coastal and Utrecht is near the coast.

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