Montréal vs Philadelphia for couples
Montréal, in Canada, and Philadelphia, in the United States, are about 631 km apart. Every figure below comes from the data behind our city pages: an estimated monthly cost for a couple, tax tier, annual climate, safety, healthcare, internet speed, language and residency rules. Montréal leads on cost, safety and residency rules; Philadelphia on tax and internet speed.
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Side by side
Source: the datasets behind our city pages. Cost is our model estimate (a country-level cost index scaled for city size); tax tiers are assigned by hand from each country's top marginal income tax rate and overall tax reputation; temperature from the Open-Meteo archive (2019 to 2023 averages); rainfall from TerraClimate (1991 to 2020 normals); safety and healthcare are our own country-level estimates; internet from the Ookla Speedtest Global Index; English from the EF English Proficiency Index; residency from our hand-reviewed residency dataset (not legal advice); short-stay entry from the passport-index dataset.
Factor by factor
Cost of living
Montréal is cheaper: we estimate about €3,919 a month for a couple living centrally, against €4,245 in Philadelphia. That is €326 a month, or 8%, less.
Taxes
Philadelphia has the lighter tax load: the United States is in our low to medium tax tier, Canada in our high tax tier.
Climate
Philadelphia is 7°C warmer on average over the year: 14°C against 7°C in Montréal. Rainfall is similar: about 1,069 mm a year in Montréal and 1,112 mm in Philadelphia.
Safety
Montréal is the safer pick: Canada scores 60 out of 100 on safety, 8 points above the United States (52).
Healthcare
Close: Canada scores 72 out of 100 on healthcare and the United States 70.
Internet
Philadelphia has faster home internet: about 220 Mbps median fixed download against about 170 Mbps in Montréal.
Language
Main languages: English, French in Montréal; English in Philadelphia. English proficiency is rated the same in both: English everywhere.
Residency and visas
Long-term residency is easier to obtain in Canada (comparatively open) than in the United States (possible, with conditions). For short visits, 1 of 198 passports can enter Canada visa-free and 4 can enter the United States.
Which one fits a couple
If one of you puts cost (€3,919 against €4,245 a month), safety (60 against 52 out of 100) and residency rules (comparatively open against possible, with conditions) first, Montréal comes out ahead. If the other cares more about tax (low to medium tax against high tax) and internet speed (220 Mbps against 170 Mbps), Philadelphia does.
Climate can pull the two of you apart too: a partner who wants warmth leans toward Philadelphia (14°C on average), while one who minds the heat leans toward Montréal (7°C).
Both are large cities, but Montréal is inland and Philadelphia is coastal.
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